Last Updated: May 15, 2023
Please read these Terms and Conditions ("Terms", "Terms and Conditions") carefully before using the ibes.network website (the "Service") operated by ibes network ("us", "we", or "our").
Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service.
By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms, you may not access the Service.
ibes network provides AI-powered financial technology market analysis, insights, and related services through our website, content, and digital products.
The Service and its original content, features, and functionality are and will remain the exclusive property of ibes network and its licensors. The Service is protected by copyright, trademark, and other laws of both Norway and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of ibes network.
All content, including articles, analyses, reports, graphics, logos, and other materials published on the Service, is the property of ibes network or its content providers and is protected by copyright and other intellectual property laws.
When you create an account with us, you must provide information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account on our Service.
You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password, whether your password is with our Service or a third-party service.
You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.
Our Service may allow you to access, view, download, and use content that ibes network or other users provide ("Content"). The Content is provided for informational purposes only and is not intended as financial, investment, tax, or legal advice.
You may use the Content solely for your personal and non-commercial use, subject to the following restrictions:
The Service may contain forums, comment sections, and other interactive features that allow users to post, submit, publish, display, or transmit content to other users (collectively, "User Contributions").
Any User Contribution you post to the site will be considered non-confidential and non-proprietary. By providing any User Contribution on the Service, you grant us and our affiliates and service providers the right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content worldwide in any media.
You represent and warrant that:
We reserve the right to remove any User Contribution that violates these Terms or that we determine in our sole discretion is otherwise objectionable.
The information provided on the Service is for general informational purposes only. All information on the Service is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Service.
ibes network does not provide investment, tax, legal, or accounting advice. The Service is not intended to provide financial or investment advice, and the information presented should not be construed as such. The Content on our Service is not a substitute for professional financial advice, and you should consult with a qualified financial advisor or other professional before making any financial decisions.
Past performance is not indicative of future results. Any backtested, hypothetical, or simulated performance results have inherent limitations, as the results do not represent actual trading or market conditions.
To the maximum extent permitted by applicable law, in no event shall ibes network, its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:
In no event shall our total liability to you for all claims exceed the amount paid by you, if any, for accessing or using our Service during the twelve (12) months prior to bringing the claim.
We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.
Upon termination, your right to use the Service will immediately cease. If you wish to terminate your account, you may simply discontinue using the Service or contact us to request account deletion.
These Terms shall be governed and construed in accordance with the laws of Norway, without regard to its conflict of law provisions.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.
Certain features of the Service may require a subscription. By subscribing to our premium services, you agree to the following terms:
We reserve the right to change our subscription plans or adjust pricing at our sole discretion. Any price changes will take effect following notice to you.
You agree not to use the Service:
You agree to defend, indemnify, and hold harmless ibes network, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Service.
The Service may contain links to third-party websites or services that are not owned or controlled by ibes network. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that ibes network shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.
If you have any questions about these Terms, please contact us: